We analyze your payroll structure, identify potential FICA overpayments, and deliver a verified audit report detailing your exact recovery path.
You are in control at every step.
Methodology
IRS §125 Compliant
Access
Senior Advisor-Led
Timeline
24-Hour Verification
Audit Process — What Happens After You Submit
01
File received privately
Your payroll data is secured via enterprise-grade processing systems and heavily verified by senior human advisors.
Private & Secure
02
Structural analysis conducted
Audits are validated using internal and enterprise processing systems. We identify exact FICA leakage down to the payroll line.
Advisor-Verified
03
Verified report delivered
You receive a one-page implementation report showing your exact monthly FICA overpayment and your recovery path.
No Obligation
The Private Audit Protocol
An executive briefing detailing our human-verified payroll tax analysis. This is a discrete, manual investigation designed to surface systemic institutional overpayments with zero operational exposure.
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Click to view the confidential briefing.
Discrete. Advisory-Verified. Built for Enterprise Leadership.
No black-box software. Every calculation is manually verified by our senior advisory team and approved by you before finalization.
Why Infinite Optimize
A different kind of payroll tax advisor.
01 —
You control the process
Your file goes to our audit team — not a third-party tool. We control access, we control the analysis, we deliver the results. You are never handed off to an automated system.
02 —
Verified before you commit
We deliver a complete, verified audit report before any adoption agreement or payroll change is discussed. You see your exact numbers with full transparency first.
03 —
No bundle. No markup.
Unlike wellness bundlers who intercept your FICA savings as admin fees, our structural optimization means the full recovery stays with your business — permanently.
04 —
Zero payroll disruption
All optimizations execute within your existing payroll architecture. No new systems, no new codes, no confusion for your ADP or Gusto rep.
05 —
Permanent, not one-time
This is not an ERC claim or pandemic relief fund. The §125 structural optimization runs every payroll cycle — for as long as you have employees.
06 —
IRS-compliant from day one
Section 125 Cafeteria Plans have been in the IRS tax code since 1978. Our adoption framework is the exact legal structure the IRS requires — timestamped and audit-ready.
Most employers have been overpaying the IRS every payroll cycle — for years. Not because of anything they did wrong, but because nobody showed them the fix.
7.65%
FICA tax rate on every dollar of gross wages — employer-side, every payroll cycle, every year
1978
The year Congress made the structural fix legal — and most employers still haven't used it
$0
Cost to find out your exact overpayment — our audit report is delivered free, before any decisions are made
Ready to see your exact number?
Request your private payroll tax audit. We analyze your structure, run the numbers, and deliver your verified report — free, with no obligation.
Private Audit Request
Start Your Payroll Audit
Complete the form below. Our audit team reviews your submission privately — your file never touches a public processing tool.
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Drop your payroll file here or click to browse
Most recent payroll cycle export from your provider
CSV · XSG · PDF · XLS · XLSX
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Your file is reviewed privately by our audit team — not processed through any public tool or automated system. All submissions are handled with strict confidentiality. We analyze the payroll structure only; no employee PII is retained.
What Happens Next
1
File received by audit team
Your submission goes directly to us. You'll be redirected to a confirmation page while we begin processing.
2
Structural analysis runs
Audits are validated using internal and enterprise processing systems. We identify your exact FICA leakage amount.
3
Report delivered to you
One-page verified audit report sent within the hour. You see your exact number before any next step is discussed.
No automated public tools used in your analysis
Advisor reviews your file personally
No employee PII retained after analysis
Report delivered free — no obligation to proceed
You control every decision after receiving results
Audit In Progress
Your Payroll Audit
Is Being Prepared
Our audit team has received your file and has begun your structural analysis. While we finalize your report, watch this — it explains exactly what we're analyzing and how companies eliminate unnecessary FICA burden.
⬇ Watch This While Your Audit Processes
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Understanding Your FICA Structure
Click to play · ~20 minutes · Explains exactly what we're analyzing
"Before we finalize your report, watch this. It explains exactly what we're analyzing and how companies legally reduce unnecessary FICA burden — using a structure that's been in the tax code since 1978."
Audit Status — Real Time
✓Submission received & securedComplete
⟳Payroll structure analysis in progressProcessing
○FICA leakage calculation & verificationPending
○Verified audit report generatedPending
○Report delivered to your emailPending
Your advisor will contact you directly once the audit is complete. No action is required from you at this time. If you have questions, reply to your confirmation email.